Onboard customers with confidence

Credolab and TransUnion have joined forces to provide a comprehensive solution that modernises fraud prevention and credit risk assessment:

  • As a trusted partner with a unique source of smartphone behavioural metadata, TransUnion has integrated the credoSDK into the TransUnion Digital Onboarding solution, providing a smooth, seamless, end-to-end credit risk, fraud assessments, and ID verification that leverages the power of device data.
  • As a global reseller of the TruValidate product, credolab offers a powerful one-stop-shop solution to combat fraud and assess risk at onboarding.

Why Should This Excite You?

Expansion to New Market Segments

Improve access to new market segments by approving new-to-credit and new-to-bank customers confidently

Lower Cost of Risk

Increase the accuracy of your credit decisions with AI and smartphone metadata to get higher approval rates at lower cost of risk.

Faster Decision

Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.

Improved Fraud Reduction

Analyse >45 types of fraud through tailor-made fraud prevention strategies designed for you

Complete Data Privacy

Shorten the time-to-yes from days to less than 1 minute with creditworthiness done in real-time.

Highly Accurate Credit Decisions

Leverage over 1 million behavioural features to arrive at the most predictable data points to score your customers

How does this partnership work?

Digital Onboarding

TransUnion's digital onboarding solution simplifies the application process for customers, reducing the need for multiple integrations and saving time and resources for IT teams. In addition to identity verification, credoSDK is integrated into TransUnion's digital onboarding solution to confirm the affordability of the applicant and avoid risky lending procedures.

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Vetting and screening applications for loans and credit cards can be a complicated, time-consuming and expensive process. In collaboration with TruValidate, a TransUnion solution, credolab provides a comprehensive anti-fraud solution that can help detect and prevent fraud during the onboarding process.

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A comprehensive database of devices and fraud evidence:

In collaboration with TruValidate, a TransUnion solution, the fraud score algorithm is powered by the biggest network of devices and fraud reports in the world, with a base of over six billion unique consumer devices.

Identification of device and account linkages:

Identify suspicious devices from genuine ones and even the hidden connections between devices and accounts.

More secure than the traditional approach:

With a device metadata-led approach, it is possible to know the devices connected to the anonymous customer ID.

Agile in response and adaptability in collaboration with TruValidate:

The powerful and flexible business rules editor enables fraud analysts to react immediately to new threats.

To learn more about how to identify, assess and mitigate fraud risks with bespoke machine learning models, check out this comprehensive guide by our Customer Success Manager here.

Insights from a Former Risk Officer

Learn from a former risk officer how to develop sophisticated fraud detection models that understand a fraudulent action and its intention.

An insight paper for BNPL leaders

Discovering modern credit risk scoring in buy now, pay later

Access this ebook now to learn more about the latest thinking and research on how BNPL can thrive.

How do we fit into your business model?

Arrange a meeting with us to discuss